The Pacific Mortgage Group is constantly reviewing and updating interest rates to ensure we provide members with the most competitive rates. Take a look at our current loan interest rates below.

 

Housing Loans
Variable Home LoansRate
Owner Occupied
Comparison Rate
Owner Occupied
Rate
Investment
Comparison Rate
Investment
Standard Variable Home Loan3.54%
3.54%
3.79%3.79%
Investment Variable Home Loan3.79%
3.79% 3.79%3.79%
Line of Credit Home Loan3.84%3.84%4.07%4.07%
Construction Home Loan3.70%3.70%4.07%4.07%
Fixed Home Loans    Rate
Owner Occupied
Comparison Rate
Owner Occupied
Rate
Investment
Comparison Rate
Investment
2 Year Fixed Rate3.82%3.59%4.22%4.07%
3 Year Fixed Rate3.82%3.62%4.22%4.08%
4 Year Fixed Rate4.32%3.83%4.42%4.01%
Additional Information

*Interest rates apply to new borrowers only.

*Interest Only – add 0.30% (investment) – add 0.45% (owner occupied)

* Add 0.05% for Debit Visa Offset Card.

* Add 0.25% loans over 80% LVR.

*Terms and conditions apply

The comparison rate is calculated on a loan of $150,000 over 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A full copy of the comparison rate schedule is available upon request. All loans are subject to the lenders normal terms and conditions. Loan qualification criteria apply.

A valuation fee will apply if you (the client) cancel’s the loan during the processing of the loan, this is only charged if you (the client) wishes to not proceed after we have performed a valuation, this fee is normally $275.00.