The Pacific Mortgage Group is constantly reviewing and updating interest rates to ensure we provide members with the most competitive rates. Take a look at our current loan interest rates below.
Housing Loans
| Variable Home Loans | Rate Owner Occupied | Comparison Rate Owner Occupied | Rate Investment | Comparison Rate Investment |
|---|---|---|---|---|
| Standard Variable Home Loan | 3.54% | 3.54% | 3.79% | 3.79% |
| Investment Variable Home Loan | 3.79% | 3.79% | 3.79% | 3.79% |
| Construction Home Loan | 3.59% | 3.59% | 3.88% | 3.88% |
| Fixed Home Loans | Rate Owner Occupied | Comparison Rate Owner Occupied | Rate Investment | Comparison Rate Investment |
|---|---|---|---|---|
| 2 Year Fixed Rate | 3.82% | 3.59% | 4.22% | 4.07% |
| 3 Year Fixed Rate | 3.82% | 3.62% | 4.22% | 4.08% |
| 4 Year Fixed Rate | 4.32% | 3.83% | 4.42% | 4.01% |
Additional Information
*Interest rates apply to new borrowers only.
*Interest Only – add 0.30% (investment) – add 0.45% (owner occupied)
* Add 0.25% loans over 80% LVR.
*Terms and conditions apply
The comparison rate is calculated on a loan of $150,000 over 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A full copy of the comparison rate schedule is available upon request. All loans are subject to the lenders normal terms and conditions. Loan qualification criteria apply.
A valuation fee will apply if you (the client) cancel’s the loan during the processing of the loan, this is only charged if you (the client) wishes to not proceed after we have performed a valuation, this fee is normally $275.00.