Interest Rates

The Pacific Mortgage Group is constantly reviewing and updating interest rates to ensure we provide members with the most competitive rates. Take a look at our current loan interest rates below.

Standard Variable Home Loans
	Rate	Comparison Rate
Owner Occupied 60% LVR	1.79%	1.79%
Owner Occupied 70% LVR	1.99%	1.99%
Owner Occupied 80% LVR	2.04%	2.04%
Investment 70% LVR	2.29%	2.29%
Investment 80% LVR	2.34%	2.34%
Construction Home Loan
	Rate	Comparison Rate
Owner Occupied	2.29%	2.29%
Investment	2.44%	2.44%
Fixed Home Loans
Owner Occupied	Rate	Comparison Rate
1 Year Fixed	1.89%	2.12%
2 Year Fixed	1.94%	2.11%
3 Year Fixed	2.04%	2.12%
Fixed Home Loans
Investment	Rate	Comparison Rate
1 Year Fixed	2.19%	2.33%
2 Year Fixed	2.24%	2.33%
3 Year Fixed	2.44%	2.37%

Additional Information

* The above interest rates apply to new borrowers only.

* The above rates apply only up to 80% LVR only

* Interest Only Loans – please contact us via our enquiry page and request for further information.

* For all loans over 80% LVR – please contact us via our enquiry page and request for further information.

* Terms and conditions apply

The comparison rate is calculated on a loan of $150,000 over 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A full copy of the comparison rate schedule is available upon request. All loans are subject to the lenders normal terms and conditions. Loan qualification criteria apply.

A valuation fee will apply if you (the client) cancel’s the loan during the processing of the loan, this is only charged if you (the client) wishes to not proceed after we have performed a valuation, this fee is normally $385+Gst.