Choosing a Home Loan is more than just about interest rates, it is about providing a loan that meets your lifestyle and financial needs.

Whether you are considering:

  • buying a home to live in
  • buying an investment property or
  • looking to re-finance an existing loan

At Pacific Mortgage Group we deliver competitive interest rates as well as tailor to meet differing needs and of course you can combine one or more loans to give you even more features and greater flexibility.

Standard Variable Home Loan

A simple, flexible loan, allowing you to choose one of the lowest variable interest rates available.

  • Unlimited redraw transactions available
  • Unlimited extra repayments allowed
  • Flexible repayments to suit you
  • Annual fees (payable but reimbursed by PMG)

3.54% pa

interest rate

3.54% pa*

comparison rate
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 Additional information

FeatureStandard Variable Home Loan
Borrower SuitabilityThis loan is suitable for our owner occupied clients looking to purchase a home to live in, refinance their existing mortgage or consolidate their debts
Loan Amountup to $5,000,000
Loan to Value Ratio80% No Mortgage Insurance (up to $5 million)

80%-90% with Mortgage Insurance (up to $850K)
Term1 to 30 years
Interest Rate TypeVARIABLE rates are available
RepaymentsPrincipal & Interest | Weekly, Fortnightly or Monthly
Repayment MethodsDirect Debit/Direct Salary Crediting
Redraw FacilityUnlimited redraw transactions, with no maximum limit at no cost. Accessible 24hrs after lodgement
Account AccessNet/Phone banking | ATM/EFTPOS | BPAY® | Direct Debit Card
Application FeeNil
Valuation FeeNil
Settlement FeesNil
Monthly & Annual FeesAnnual fee of $120 is charged on settlement, PMG then rebate this fee ongoing on an annual basis
Contact1300 888 531 | www.pmgonline.com.au


Investment Variable Home Loan

A simple, flexible loan, allowing you to choose one of the lowest variable interest rates available.

  • Unlimited redraw transactions available
  • Unlimited extra repayments allowed
  • Flexible repayments to suit you
  • Annual fees (payable but reimbursed by PMG)

3.79% pa

interest rate

3.79% pa*

comparison rate
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 Additional information

FeatureStandard Variable Home Loan
Borrower SuitabilityThis loan is suitable for our investment clients looking to purchase a home to live in, refinance their existing mortgage or consolidate their debts
Loan Amountup to $5,000,000
Loan to Value Ratio80% No Mortgage Insurance (up to $5 million)

80%-90% with Mortgage Insurance (up to $850K)
Term1 to 30 years
Interest Rate TypeVARIABLE rates are available
RepaymentsPrincipal & Interest | Weekly, Fortnightly or Monthly
Repayment MethodsDirect Debit/Direct Salary Crediting
Redraw FacilityUnlimited redraw transactions, with no maximum limit at no cost. Accessible 24hrs after lodgement
Account AccessNet/Phone banking | ATM/EFTPOS | BPAY® | Direct Debit Card
Application FeeNil
Valuation FeeNil
Settlement FeesNil
Monthly & Annual FeesAnnual fee of $120 is charged on settlement, PMG then rebate this fee ongoing on an annual basis
Contact1300 888 531 | www.pmgonline.com.au


Fixed Home Loan

By locking in your interest rate with our fixed rate loan you get the certainty of knowing exactly what your interest rate and payments will be no matter what happens in the market!

  • Competitive interest rates
  • Fixed rate for 2, 3 or 4 years
  • Annual fees (payable but reimbursed by PMG) rates from

3.78% pa

interest rate

3.64% pa*

comparison rate
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 Additional information

FeatureFixed Home Loan
Borrower SuitabilityThis loan is suitable for clients looking to purchase and refinance an owner occupied property only.
Loan Amountup to $5,000,000
Loan to Value Ratio80% up to $5M
Term1 to 30 years
Interest Rate TypeFIXED rates are available
RepaymentsPrincipal & Interest | Weekly, Fortnightly or Monthly
Repayment MethodsDirect Debit/Direct Salary Crediting
Account AccessNet/Phone banking | ATM/EFTPOS | BPAY® | Direct Debit Card
Application FeeNil
Valuation FeeNil
Settlement FeesNil
Monthly & Annual FeesAnnual fee of $120 is charged on settlement, PMG then rebate this fee ongoing on an annual basis
Contact1300 888 531 | www.pmgonline.com.au


Line of Credit Home Loan

A loan with all the features you need to help minimise loan interest and pay off your mortgage faster.

  • Salary crediting
  • Free transactions
  • Access to funds via cheque book, telephone or Internet Ianking and card, through ATM and EFTPOS
  • Convenient All-In-One banking

3.84% pa

interest rate

3.84% pa*

comparison rate
applyBtn

 Additional information

FeatureLine of Credit Home Loan
Borrower SuitabilityThis loan is suitable for clients looking to purchase an investment property, a home to live in, refinance their existing mortgage or consolidate their debts
Loan Amountup to $5,000,000
Loan to Value Ratio80% No Mortgage Insurance (up to $5 million)

80%-90% with Mortgage Insurance (up to $850K)
Minimum Deposit5%
Term1 to 30 years
Interest Rate TypeVARIABLE rates are available
RepaymentsPrincipal & Interest | Weekly, Fortnightly or Monthly
Repayment MethodsDirect Debit/Direct Salary Crediting
Redraw FacilityUnlimited redraw transactions, with no maximum limit at no cost. Accessible 24hrs after lodgement
Account AccessNet/Phone banking | ATM/EFTPOS | BPAY® |  Direct Debit Card
Application FeeNil
Valuation FeeNil
Settlement FeesNil
Monthly & Annual FeesAnnual fee of $120 is charged on settlement, PMG then rebate this fee ongoing on an annual basis
Contact1300 888 531 | www.pmgonline.com.au


Construction Home Loan

A competitive variable interest rate construction loan to meet the needs of customers seeking this type of finance.

  • Competitive interest rates
  • Unlimited redraw transactions available
  • Flexible repayments to suit you
  • Annual fees (payable but reimbursed by PMG)

3.70% pa

interest rate

3.70% pa*

comparison rate
applyBtn

 Additional information

FeatureConstruction Home Loan
Borrower SuitabilityThis loan is suitable for clients looking to purchase an investment property, a home to live in, refinance their existing mortgage or consolidate their debts
Loan Amountup to $5,000,000
Loan to Value RatioInsured

80% No Mortgage Insurance (up to $5 million)

80%-90% with Mortgage Insurance (up to $850K)
Term1 to 30 years
Interest Rate TypeVARIABLE rates are available
RepaymentsPrincipal & Interest | Weekly, Fortnightly or Monthly
Repayment MethodsDirect Debit/Direct Salary Crediting
Redraw FacilityUnlimited redraw transactions, with no maximum limit at no cost. Accessible 24hrs after lodgement
Account AccessNet/Phone banking | ATM/EFTPOS | BPAY® | Direct Debit Card
Application FeeNil
Valuation FeeNil
Settlement FeesNil
Monthly & Annual FeesAnnual fee of $120 is charged on settlement, PMG then rebate this fee ongoing on an annual basis
Contact1300 888 531 | www.pmgonline.com.au